About
Overview
Bullion Adviser is designed to cater for investors and financial advisors who wish to invest in physical gold bullion. We offer a unique and proprietary product for Accredited financial advisers to serve as intermediaries for the delivery of Bullion to local and offshore investors.
Investment philosophy
Through Bulllion Adviser clients may now obtain direct title ownership of gold bullion at gold industry wholesale prices. This means low acquisition costs, low administrative costs and security. Bullion holders are not investing in a gold derivative or exchange traded fund (commonly known as paper gold). They are investing in gold bullion in their own name. They are therefore not exposed to the credit risk of a paper gold issuer or counterparts nor is there any stock market risk involved. Physical gold ownership is a unique investment as it is the only financial investment that is no one else’s liability (and therefore cannot go broke). Our view is that gold should be viewed as a form of currency – and at a time when all paper currencies are being debased and produce limited income – it is the ultimate currency and should form a component of every portfolio.
Bulllion Adviser Services
Bulllion Adviser allows clients to accumulate gold via lump sum or regular contributions. Recurring contributions are made by way of monthly debit order. A client’s contributions are credited to the client’s own segregated deposit account established with HSBC Limited. At any moment that the client’s cash balance is sufficient to fund a purchase of gold, this balance triggers a purchase. The minimum purchase of gold is the prevailing GBP pound equivalent of the wholesale price of a 1 oz gold bullion coin. The client enjoys full title ownership of their gold bullion coin and therefore runs no credit risk as they would with a bank, unit trust or life company product. For the purposes of ensuring full transparency clients and advisors are provided with full online access to their call accounts so as to be able to review all cash contributions, charges and gold purchases.
IFA platform
Accredited financial advisors are able to offer their clients a unique investment proposition: full title ownership of physical gold bullion acquired at wholesale prices. The Bullion Adviser IFA solution enables financial advisors to facilitate client investments into physical gold bullion. Financial advisors earn initial fees in respect of the intermediary function they perform in the beneficiation chain.
IFA PRODUCT Solution
• Client administration and service
• IFA fee payments and reconciliations
• IFA reporting
• IFA service delivery
Online Functionality
Bullion Adviser is committed to providing financial advisors with transparency and accountability. This has two distinct components, namely, the cash portion which is managed in a segregated call account in the client’s own name with HSBC, and the gold bullion portfolio which is physical gold bullion in the client’s own name.
HSBC Call Account:
You enjoy online access to your clients’ call accounts where you can view statements and scrutinise all cash movements in respect of all transactions related to the clients’ investments.
Gold Portfolio:
You receive an immediate transaction notification via email confirming the purchase or redemption of your clients’ gold bullion. You receive monthly statements reflecting the market value of your clients’ gold bullion holdings via email.
IFA Fees:
All fees are allocated to your segregated HSBC call account which you authorise Bulllion Adviser to establish on your behalf to be used as your clearing account. You enjoy full online access to this call account. A weekly commission run transfers your income from your clearing account to your nominated account. In your HSBC call account you earn wholesale-money rates of interest on your accrued fees.
Registration
Bullion Adviser welcomes and encourages all Financial Advisors that are accredited by their relevant Financial Services Authority To register please contact us using the contact form.
